1°) Fold a NEW PINK $20 bill in half...









2°) Fold again, taking care to fold it exactly as below















3°) Fold the other end, exactly as before











4°) Now, simply turn it over...













What a coincidence!

A simple geometric fold creates a catastrophic premonition printed on all $20 bills!!!

COINCIDENCE? YOU DECIDE

As if that wasn't enough, here is what you've seen...

Firstly The Pentagon on fire...















Then The Twin Towers...















... And now ... look at this!


















TRIPLE COINCIDENCE ON A SIMPLE $20 BILL

MORE THAN TRIPLE

WHAT IS 9+11=

YES YOU GOT IT 20



This is too interesting to pass up

Twister at Kudat

Dari Email yang diterima dari seorang
sahabat......

twister!!!!....really happened di Kudat,
Sabah (150km from K. Kinabalu) onthe 7 June
2006 (Wed) at 5.30pm. Berlangsung selama
sejam lebih tetapi tidakke daratan cuma di
tepian pantai Kudat sahaja....Imagine kalau
ke darat......!!!















































Ricky Wan Says.....

Segala kejadian alam adalah kehendak yang maha esa...

PEPSI india.....

Lihat lah...bagaimana PEPSI dihasilkan
di India......


Great boy picking the colors to prepare
the PEPSI









Men at work - washing the
bottles








Men at work washing the bottles
Fully








Boys placing the bottles in the
tray









Boy filling the PEPSI Soooooo...
called









Boy filling the PEPSI & checking
or the air bubles









Boy filling the Gas in the
bottels









Boy searching for the right
caps










Great man at capping the
bottel









Quality checking and Success









Ricky Wan Says.....

Teringat pula bagaimana roti High 5, dibuat....
sama la dengan PEPSI ni....
hehehe

Blog Cinta Julia & Kasih Sayang FiFi

Dahulu, cinta saya bersama Julia memang padu dan erat, tapi sejak kehilangan dia, kini kasih sayang dan cinta saya beralih kepada seorang kanak - kanak kecil bernama FiFi, iaitu anak buah saya, dia seorang saja la pengubat rindu saya dan teman ketika tawa dan tangisan...

Get Your Own! View Slideshow

Jerebu Di Melaka....

Ricky Wan Says.....

Gambar ni saya ambil pada pukul 09.30 pagi semalam, memang teruk Jerebu masa tu..jarak penglihatan memang terhad....saya terpaksa berhentikan kereta...kerana sukar untuk melihat dan bernafas...setelah sekian lama masalah Jerebu berlaku...ini yang paling teruk berlaku di Melaka....

EPF Concern....( Read First )

EMPLOYEE'S PROVIDENT FUND (EPF) This is an important reminder on EPF beneficiaries. Kindly forward to your friends especially the Non-Bumi . Make sure they do the necessary to nametheir beneficiaries.Be a help and pass this info to all your friends. It pays not to be ignorant. Please read on and do take the appropriate action of naming your EPF beneficiaries or updating your nomination :

1) Scenario, Imagine this : A EPF contributor with a non-working wife and 3 school-going children. He died unexpectedly of a heart attack. He has been contributing to the EPF since he started work as an engineer about 25 years ago and have a sizeable amount of savings. However, the widow approaches the EPF for the savings she is informed that he had named his 1st girlfriend as the beneficiary and never got to updating his nomination. Therefore, the widow is not entitled to a cent of the money. (In case of Muslims, there is still recourse under the Syariah Laws) For Non-Muslims, however, there is real concern that your life-long savings may not reach your dependants.) The above scenario may seem unlikely to you but such cases are very common.

2) Findings of the EPF. Many EPF contributors either do not name any beneficiary or else fail to updatetheir nomination as conditions warrant. As it stands, about 76% of EPF's 8.51million members have not made any nomination. And out of the 24% who have, many have not updated their nomination. All your savings and the dividends accumulated over the years may not go to those who need it the most if you do not name a beneficiary or do not update your nomination. What happens if :-

a) Failure to make a nomination. If a EPF member has not made any nomination, his savings will be distributed in accordance to the law.

Letters of Administration (LA)
In general, when no nominee is named, the member's family will have to produce what is known as LA and submit this to the EPF in order to withdraw the savings. (The LA authorises the person appointed to act as administrator of the estate of the deceased member. This involves employing the services of a lawyer who will make the relevant petitions to court to get the LA.
The whole process takes 8 to 12 months, or longer if more than one person decides to obtain the LA).

Grant of Probate (Probate)
If the member had made a will, the member's family will have to produce what is known as Probate and submit this to the EPF. (The Probate is an authorisation by the court to the executor named in the will to administer the distribution of the estate of the deceased member).

a) Distribution Order If the money in question does not exceed RM 600,000 (and there is no land involved), the family of the deceased can then approach the Public Trustee (Amanah Raya)! to obtain a Distribution Order.

b) Consequence of failing to update nomination If the member does not update his nomination, whoever the EPF contrib utor has named as his or the beneficiary in the Form KWSP 4 (AHL) will receive the member's entire savings. Therefore,the spouse and family of the deceased will receive nothing if thecontributor has named someone else, his friend, as his EPF beneficiary. This friend will inherit his savings even if the contributor had named his spouse and children as beneficiaries to his property, including his EPF savings, in a will made after the EPF nomination

c) Muslim contributors , They are governed by the inheritance regulations under the Syariah Laws. The term "beneficiary" does not apply to the person nominated by a muslim. The nominee in effect only acts as an executor(wasi) of the contributor's savings. Upon the contributor 's death, this executor has a duty to distribute the deceased's property in accordance with Faraid (inheritance) Laws.

3. How does one make a nomination or update a previous one ? You can do it by completing the Form KWSP 4 (AHL) which can be obtained at the EPF offices. You have to fill in a new KWSP 4 with the name of the person you now want to inherit your EPF savings. The new form will automatically cancel your previous nomination...... The advantages of naming a beneficiary and keeping this nomination updated are enormous. It not only ensure that your savings will go to those who need it most, but also guarantees speedy payment to your loved ones in such a time of need. If all the documents are in order, your n ominee will get your EPF savings in about a month.

4. Locations of EPF Offices * Menara Komtar, Paras 47, Penang * Wisma KUWASA, Ground Floor, Jalan Raja Laut, Kuala Lumpur .. * Bangunan Yayasan Selangor, near AMCOP Mall, Petaling Jaya * Wisma Peransang, Shah Alam, Selangor Darul Ehsan. * Wisma Emerald, Jalan Meru, Klang, Selangor Darul Ehsan.* Bangunan EPF, Johor Bharu (center of the city, opposite Wisma Imigresen)

Ricky Wan Says.....

Baca dan fahami...Sebarkan kepada kawan - kawan.

Marjerin vs Mentega...........

Marjerin pada asalnya bahan yang dihasilkan bagi menggemukkan
ayam belanda (turkey). Apabila ia menyebabkan kematian kepada
haiwan terbabit, orang yang melabur wang mereka dalam kajian
itu mahukan wang mereka semula lalu memerah otak untuk mencari
jalan apa yang mahu dibuat dengan barangan tersebut bagi
mendapat semula wang pelaburan mereka.
Ianya adalah sebatian bahan berwarna putih yang tidak
menyelerakan lalu mereka tambah pewarna kuning dan menjual
kepada orang ramai sebagai ganti mentega. Suka tak? Mereka
dengan liciknya telah menghasilkan marjerin dengan pelbagai
perasa baru.

TAHUKAH ANDA ...perbezaan antara marjerin dan mentega?
Bacalah sehingga ke akhirnya?anda tentu tertarik! Kedua-duanya
mempunyai jumlah kalori yang sama. Mentega sedikit tinggi
kandungan lemak tepunya sebanyak 8 gram berbanding 5 gram pada
marjerin. Dengan memakan marjerin boleh meningkatkan penyakit
jantung pada wanita sebanyak 53% berbanding memakan jumlah sama
mentega, menurut Kajian Perubatan Harvard yang terbaru.
Memakan mentega meningkatkan penyerapan banyak nutrien lain
dalam makanan. Mentega mempunyai banyak faedah nutrisi
berbanding marjerin kerana ia adalah makanan tambah nilai!
Mentega lebih enak berbanding marjerin dan ia boleh menaikkan
rasa makanan lain. Mentega sudah pun wujud selama berabad-abad
sedangkan marjerin terhasil kurang dari 100 tahun.
Dan sekarang kita bercakap tentang marjerin. Ia sangat tinggi
kandungan asid lemak Trans. Meningkatkan risiko penyakit
jantung koronari sebanyak tiga kali ganda. Ia meningkatkan
kolesterol total serta LDL (kolesterol berbahaya) dan
menurunkan HDL (kolesterol bagus). Marjerin menaikkan risiko
penyakit barah sebanyak lima kali ganda. Ia mengurangkan jumlah
susu badan. Ia juga merendahkan respons pertahanan tubuh serta
keberkesanan insulin semula jadi badan.
Dan ini ialah fakta yang paling membimbangkan ?

INI IALAH
BAHAGIAN YANG SANGAT MENARIK!
Marjerin hanya kekurangan SATU MOLEKUL untuk menjadi PLASTIK.
Fakta ini sahaja sudah cukup membuatkan saya mengelak dari
memakan marjerin seumur hidup saya dan setiap barangan yang
melalui proses hidrogenasi (ia bermakna hidrogen ditambah,
mengubah struktur molekul bahan).
Anda boleh cuba melakukan ujikaji ini:
Belilah satu mangkuk marjerin dan tinggalkan ia dalam garaj
mahupun tempat teduh. Dalam masa dua hari anda akan dapati dua
perkara berikut:

*tiada lalat yang menghurung, tidak juga lalat buah akan
menghampirinya (ia sepatutnya memberitahu sesuatu kepada
anda)

*ianya tidak akan membusuk atau bertukar baunya kerana ia
tiada nilai-nilai nutrisi; tidak akan ada apa yang tumbuh
atasnya. Hatta satu mikroorganisma juga tidak akan
membiak atasnya. Kenapa? Kerana ia sangat hampir kepada
plastik. Mahukah anda meleburkan Tupperware dan menyapu
ia ke atas roti anda?